WhatIf

Could you afford to earn less?

Going part-time, taking a pay cut, or a break — see whether the household could absorb it, for how long, and what would make it work.

“Could we manage on less income?”

See whether essentials are still covered now, and how many months your savings would bridge a gap.
It shows the spending cut that would break even and the most income you could safely give up.
No green-or-red verdict — just the trade-offs and guardrails, in plain language.

See if you could earn lessFree, no account needed.

WhatIf gives illustrative, educational scenario estimates from the figures you provide. It is a decision simulator, not personalised financial advice, and it does not recommend a specific product. See how the numbers are worked out.