Question 1

At what age could my savings cover life without a wage?

Accepted Answer

Enter your income, spending, and what you have saved, and see an illustrative freedom age. The estimate uses a safe-withdrawal assumption you can see and change. Everything is in today's dollars, so the age is comparable year to year.

Question 2

Should I put spare money on the mortgage or invest it?

Accepted Answer

See both paths side by side, not a green “winner” — the honest answer depends on a return no one can promise. A sensitivity range shows how the picture shifts if the investment return is higher or lower. Interest avoided is certain; investment growth is illustrative — the comparison keeps them apart.

Question 3

Could we manage on less income?

Accepted Answer

See whether essentials are still covered now, and how many months your savings would bridge a gap. It shows the spending cut that would break even and the most income you could safely give up. No green-or-red verdict — just the trade-offs and guardrails, in plain language.

Question 4

Can I afford this, and what would it change?

Accepted Answer

See the immediate hit to your cash, and your buffer and net worth over the years after. Model paying cash or financing it, and whether the thing holds any resale value. Nothing is calculated until you confirm your figures.

See the impact before you decide

Start from your own numbers

See your freedom age

Ask “what if”

Track how your plan moves

Questions you can ask